What is Collision Loss Damage Insurance (CLDI)?

CLDI (Collision Loss Damage Insurance) is a type of coverage offered by some credit cards that can reduce your Modo damage fee to $0 if you use that card to pay your invoices. To activate this option:

• Set up automatic payments with your eligible credit card
• Enable the CLDI option in your Modo account settings
• Ensure your credit card provider confirms CLDI coverage for rental or shared vehicles

By selecting CLDI, you're declining Modo’s insurance and choosing to rely on your card’s insurance instead.

Important: CLDI does not cover trucks, cargo vans, or certain specialty vehicles. Always check your credit card’s policy details for exclusions and terms.